We buy fire damaged properties

Why selling a fire damaged property is difficult

After a fire, most properties become unmortgageable. Lenders won't advance funds on a fire-damaged home, which rules out the vast majority of buyers. Even cash buyers on the open market are often put off by the unknown extent of structural damage, contamination, or remediation costs.

This leaves many owners, whether dealing with their own home, an inherited property, or a rental, stuck with a property they can't sell and ongoing insurance complications.

How we help

We buy fire damaged properties directly, for cash, with no repairs required. It doesn't matter whether the damage is partial, such as a kitchen fire, or severe, affecting the whole structure. We'll assess the property on its merits and make you a fair offer based on its current condition and the cost of remediation.

• Any level of fire damage considered
• Smoke and water damage included
• Structural damage not a barrier
• No need to repair, clean, or clear
• We can often complete in 1 to 4 weeks
• We cover your legal fees

What happens with your insurance claim?

Selling a fire damaged property while an insurance claim is ongoing is possible, but needs careful handling. Your solicitor will advise on how to navigate the claim in relation to the sale, and we're experienced with these situations. In some cases, sellers assign the benefit of the insurance claim to us as part of the transaction. We'll talk you through the options that apply to your specific situation.

How do you value a fire damaged property?

We start with the estimated market value of the property before the fire, based on comparable local sales. We then factor in the estimated cost of full reinstatement and the time and risk involved in that work. The resulting offer reflects a fair price for a property in its current damaged state, sold quickly and without delay for you.

We'll always explain our reasoning and give you time to consider. There's no pressure to accept.

What our sellers say