Stop repossession. Sell fast for cash.

What happens during repossession?

When you fall behind on mortgage payments, your lender can begin repossession proceedings. This typically starts with a default notice, followed by a court hearing, and ultimately a repossession order if not resolved. Once repossessed, the lender sells the property, usually at auction at a price well below market value, and you lose any equity.

A voluntary sale before the repossession order is executed gives you control, protects your credit, and lets you walk away with the equity rather than losing it.

How we can help

• We can complete in 7 days if needed. Sometimes faster.
• We negotiate directly with lenders where required
• Sale can be completed before a court date in many cases
• You keep any equity above the mortgage balance
• We cover legal fees
• Strictly confidential

Can you buy even with a repossession hearing already scheduled?

Yes. In many cases. If a court hearing is already scheduled, contact us immediately. We can often still act before the hearing date, and in some cases your solicitor can apply to the court to adjourn proceedings to allow a sale to complete. The key is acting quickly.

Will I be able to get a mortgage in the future?

A repossession stays on your credit record for 6 years and makes future mortgages very difficult to obtain. A voluntary sale, by contrast, is treated as a normal property transaction and has no adverse impact on your credit. This is one of the most important reasons to act before repossession is finalised.